May 27, 2011
As Easy As 1-2-3
1. When purchasing a diamond, request a written – and signed – receipt from the seller. If there is an independent laboratory report, such as a Diamond Quality® Document from the AGS Laboratories, the receipt should reference the document’s grade.
It should also state a replacement value, so that you can go to the insurance company of your choice and obtain insurance. If that replacement value is different from what you paid, there should be an explanation as to why.
2. This type of documentation MIGHT have a plot – a map of any inclusions or blemishes found in or on your diamond. This is not always necessary; however, a plot of the inclusions can help identify the diamond.
The plot should show at least one or two characteristics which you can find with a jeweler’s loupe or microscope – unless you purchase a diamond which is internally flawless. When you are familiar with these characteristics, you will always recognize “your” diamond. If there is any damage that occurs in the future, you can easily document it for your insurance.
3. Some diamonds have a laser inscription on their girdle (or edge). It’s a very good “brand” on your diamond. This is something that you can see with a loupe or microscope – but does not affect the clarity grade of the diamond. Have your jeweler show you this before you leave the diamond for any cleaning or repair – and then again when you pick it up. There’s more.… Dii
